I'm not even sure why I opened my junk mail that day. The envelope looked like every other piece of mail. But, inside it was notification of a double digit increase in my credit card. Am I late in paying? no. Am I over the limit? no. The justification was just an annual review of credit card accounts. You can blame the bailout and the economic times, but I have found articles about Bank of America doing this last year too.
Check this video out that talks about the situation and make sure that you check your "junk" mail: